Operating Since 1983
Operating Since 1983
Try our free 30 second claim checker or please contact us for a free assessment.
The payment process depends partly on whether your TPD insurance is held through superannuation or separately. Consider obtaining financial or tax advice before making a significant withdrawal, as tax and Centrelink implications may apply.
Total and Permanent Disability (TPD) insurance may provide a benefit if illness or injury causes you to meet the definition of total and permanent disability in your policy. TPD cover is commonly held through superannuation, although it can also be held separately.
Learn more about what TPD means.
The TPD claims process generally involves checking your insurance cover and policy terms, gathering supporting medical and employment evidence, lodging your claim and responding to any further information requested during assessment.
Learn more about how the TPD claims process works.
There is no single timeframe for every TPD claim. How long a claim takes can depend on factors such as the evidence required, the complexity of your circumstances and the insurer or superannuation fund’s assessment process.
Learn more about how long TPD claims can take.
A rejected TPD claim does not necessarily mean you have reached the end of the process. The reasons for the insurer’s decision can be reviewed against the relevant policy definition and the medical, employment and other evidence supporting the claim.
Learn more about what happens if a TPD claim is rejected.
Legal fees for a TPD claim can depend on the services required and the terms of your costs agreement. Before proceeding with legal representation, you should be given clear information about how professional fees and other claim-related costs will be handled.
Learn more about legal fees for TPD claims.
The tax treatment of a TPD benefit can depend on your individual circumstances, including whether the insurance is held through superannuation and how the benefit is accessed. It is important not to assume that every TPD payment is treated the same way.
Learn more about whether a TPD benefit can be taxable.
The Personal Injury Lawyers handle TPD claims on a No Win No Fee basis. Your costs agreement will explain how professional fees and outlays are treated if your claim succeeds and any costs that may apply to your circumstances.
Not sure whether you may be able to make a TPD claim? Our quick TPD claim checker can help you understand whether you may have a potential claim based on your circumstances. It takes around 30 seconds to complete, or you can contact our team if you would prefer to discuss your situation directly.
The Personal Injury Lawyers are long-term members of several professional legal organisations and are also listed across recognised legal directories, including the Australian Lawyers Alliance, Gold Coast District Law Association, Queensland Law Society, LawConnect and Doyle’s Guide.
Try our free 30 second claim checker or please contact us for a free assessment.
