Total And Permanent Disability (TPD) Lawyers Brisbane, Gold Coast & QLD

Injury or illness preventing you from working?

A debilitating illness or injury can stop you returning to work, looking after your family and completing day-to-day life tasks. In such a vulnerable time, it’s important you seek the compensation you deserve. 

If you’ve suffered from any of the following conditions, you may be eligible to make a TPD insurance claim:

  • heart attack
  • cancer 
  • injuries sustained at home
  • car accident injuries
  • chronic illnesses 

The Personal Injury Lawyers’ team of specialist TPD lawyers are ready to assist you. We offer expert legal guidance to ensure you receive the maximum TPD benefit. With our
no win no fee guarantee, we can help you get your life back on track.

What is total and permanent disability insurance?

Total and permanent disability (TPD) insurance is usually offered by default through superannuation funds or can be purchased as a standalone policy. It provides a lump sum payment if you become totally and permanently disabled and are unable to work again. TPD insurance cover can help you meet the costs of rehabilitation, make changes to your home or lifestyle, and support your family.

To be eligible for a TPD benefit through your superannuation fund, you must meet their definition of total and permanent disability. All TPD insurance claims are different, with varying policy terms, and they are assessed depending on your personal circumstances. Most policies require you to be medically diagnosed with a condition that leaves you unable to return to work in any capacity.

There is no exhaustive list of injuries or illnesses that are eligible for a TPD lump sum benefit, but some common examples include amputation, blindness, severe burns, paralysis, and mental illness. Some conditions, such as multiple sclerosis or cancer, may automatically qualify you for a TPD payout from your super fund.

Successful TPD claims don’t have to be work-related or caused by someone else’s negligence. If you’ve suffered any type of illness or injury that prevents you from working then you may be able to claim TPD insurance benefits. To find out if you qualify for a TPD claim, speak with a total and permanent disability lawyer today.

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No win no fee guaranteed, plus it pays for your injury expenses

You’ve nothing to lose with our no win no fee guarantee, if we don’t win, you don’t pay our professional fees

Our guarantee quickly pays for all outlays and associated claim expenses and you get access to the help you need

With The Personal Injury Lawyers, your superannuation TPD claim is in great hands

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If you are looking for the best rated compensation lawyers in Brisbane, compensation lawyers on the Gold Coast, or anywhere in QLD, then you’ve come to the right place.

How do I make a total and permanent disability claim?

If you are unable to work, no matter what your injury or illness is or how it occurred, then you may be able to make a total and permanent disability superannuation claim. If you have more than one superannuation fund then you may be able to make multiple TPD claims. Generally, TPD provided by super funds requires that you have been off work for a period of at least 6 months before they will consider a claim.

If you are ready to start your TPD claim, there are a few things we will need to do. We will complete the relevant paperwork from your superannuation/insurance company. We can then help to provide evidence of your injury. We can assist with medical reports, statutory declarations from your treating doctor or specialist, and payslips showing a reduction in earnings. Your insurer will then assess your claim and determine whether or not you are eligible for TPD benefits.

If your claim is successful, you will receive a lump sum payment that can be used to cover any costs associated with your injury or illness, such as lifelong loss of income and ongoing medical treatment. If your TPD claim is rejected then you can appeal the decision. The eligibility criteria for TPD is complex which is why many people seek professional advice. Our TPD claim lawyers have the knowledge and expertise to ensure you have the best possible chance of success.

​​Do I need a TPD lawyer for my claim?

Total and permanent disability insurance claims can be a long and confusing process which is the last thing you want when you’re already experiencing the physical, emotional and financial hardship of your injury or illness. Most TPD claims can take between 12 to 18 months, however your claim could still be rejected which means you would need to file court proceedings to appeal the decision.

To successfully claim TPD, you must be able to show that your injuries or illness are so severe that you will never be able to return to work. This can be difficult to prove on your own, which is why you should seek TPD claims advice as soon as possible to ensure your rights are protected. A TPD lawyer can help you make sense of your policy’s criteria and source the evidence needed to claim TPD benefits.

We understand that suffering any severe injury or illness can leave you feeling overwhelmed and unsure of what to do next. Our TPD solicitors are here to provide the support and expertise you need when claiming TPD. Our goal is to make the TPD claims process as simple as possible. We also offer TPD claims advice on a no win, no fee basis, so you only pay legal fees if your claim is successful.

What is the average payout for TPD insurance claims?

The amount that you may receive from superannuation TPD payout will depend on a range of factors, including the severity of your injuries, age, occupation, and the level of TPD cover included in your insurance policy.

The typical TPD payout in Australia can be anywhere from $30,000 and $450,000, however every claim and TPD policy is different. Our experienced TPD lawyers can review your case and advise you on how much you could expect to receive from a successful claim for total and permanent disability.

TPD lawyers Brisbane, Gold Coast & Australia

As long established personal injury lawyers, we can help with Queensland motor vehicle accident claims, WorkCover compensation claims and many more claim services. We also offer Australia wide support to help you with your TPD super claim. Try our fast, free TPD compensation payout checker below.